Agreement to Terms

By accessing and using MoolaMeter ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

MoolaMeter is a financial planning and projection platform that helps users:

• Track income and expenses
• Project future financial positions
• Manage bills and recurring payments
• Optimize credit card rewards
• Estimate tax obligations
• Generate financial reports and insights

User Accounts

Account Registration

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the confidentiality of your account credentials
• You must be at least 13 years old to use this service
• One person may not maintain more than one account

Account Security

You are entirely responsible for maintaining the confidentiality of your password and account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

Acceptable Use

You agree not to use the service to:

• Violate any applicable laws or regulations
• Transmit any harmful, threatening, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service
• Use automated systems to access the service without permission
• Share your account with others
• Input false or misleading financial information

Financial Information Disclaimer

• Financial projections are estimates based on your input data and may not reflect actual future results
• Tax calculations are estimates and should not replace professional tax advice
• We do not provide investment, legal, or professional financial advice
• You should consult with qualified professionals for specific financial decisions
• Past performance does not guarantee future results

Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access:

• We may temporarily suspend service for maintenance or updates
• Service may be affected by factors beyond our control
• We reserve the right to modify or discontinue features
• We will provide reasonable notice for planned maintenance

Intellectual Property

The service and its original content, features, and functionality are and will remain the exclusive property of MoolaMeter and its licensors:

• You retain rights to your financial data and information
• You grant us license to use your data to provide the service
• You may not copy, modify, or distribute our software or content
• All trademarks and logos are property of their respective owners

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference.

Termination

Termination by You

You may terminate your account at any time by contacting us or using account deletion features in the application.

Termination by Us

We may terminate or suspend your account if you:

• Violate these terms of service
• Engage in fraudulent or abusive behavior
• Remain inactive for an extended period

Limitation of Liability

To the fullest extent permitted by applicable law:

• MoolaMeter shall not be liable for any indirect, incidental, special, or consequential damages
• Our total liability shall not exceed the amount you paid for the service in the past 12 months
• We are not responsible for financial decisions made based on our projections
• We are not liable for third-party content or services

Disclaimer of Warranties

The service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes shall be resolved in the appropriate courts.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of material changes via email or through the service. Continued use of MoolaMeter after changes become effective constitutes acceptance of the revised terms.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Severability

If any provision of these terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.